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Liquidated Damages | 9 comments (9 topical) | Post A Comment
Accidental Damage Coverage[ Reply to This ] (none / 0) (#2)
by tscoff on Thu Mar 27, 2008 at 09:03:28 AM PDT

There are also accidental damage policies out there.  I believe that they cost roughly $50/year with a $100 deductible.  So if something isn't covered under the standard warranty, the accidental damage warranty kicks in.

Make sure that both warranties are with the same company though.  That way they will honor the warranty and fix it no matter what because either way it's their responsibility.

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Warranties - Bah, Humbug.[ Parent | Reply to This ] (none / 0) (#3)
by Anonymous User on Tue Apr 01, 2008 at 03:29:41 AM PDT

Unless you are making a major investment, (investment meaning something appreciating in value over time, like buying a house) buying extended warranties for consumer electronics are a waste of money-and time. Paying extra for buying peace of mind on an item that depreciates in value is ludicrous. There should be a law against extended warranties of this nature; like you all know, these are nothing but cash cows for the seller, not the buyer. You are buying a bunch of printed words on a piece of processed tree pulp-same kind of pulp used for making toilet paper. Knowing that, why do people still WASTE money buying into these warranties? If you are clumsy, try to be more careful or buy cheaper products that suit your needs and can be easily and readily replaced. In real life, there are no guarantees; paying for peace of mind guarantees nothing. If it breaks or you broke it, it's yours, TS. Suck it up, buy a new one, move on and quit whining.

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Sorry, No Humbug[ Parent | Reply to This ] (none / 0) (#4)
by Anonymous User on Tue Apr 01, 2008 at 06:09:00 AM PDT

Sorry to disagree with Bah, Humbug, but we got an extended warranty on our 65" rear-projection TV when we got it about 5 years ago. Over a year after purchase we started having some major video problems. The repair man came out, fixed the problem (a broken wire), cleaned the insides and hasn't given us any problems since. Also, my wife got a new HP laptop from Frys Electronics, with extended warranty. Had some problems with it after a couple months so back to the store, got a loaner (with that god-awful MicroSloth Vista on it, but that's a different matter) and after a couple weeks, it came back good as new. We always purchase the extended warranties when the cost of the item is much above $600-800. We also don't pay excessive amounts for the warranty. Bottom line... Extended warranties worked for us.

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Was it worth it though?[ Parent | Reply to This ] (none / 0) (#6)
by Anonymous User on Tue Apr 01, 2008 at 11:30:58 AM PDT

If you add up all you have paid on extended warranties, could you have paid for that single visit by the TV repair person or to have the laptop fixed? You might be surprised that self-insuring is actually a better deal.

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Amen[ Parent | Reply to This ] (none / 0) (#7)
by Anonymous User on Wed Apr 02, 2008 at 03:10:06 AM PDT

Amen to that. Most consumer electronics are luxuries that most of us can live without or opt for less bells and whistles. (There are a few exceptions of course). But when they try to sell me a $14.95 3 year extended warranty on a cheap (and I may add, disposable) $59.00 DVD player, it doesn't take an advanced degree in rocket science or a committee deliberating for hours to make a decision. When I purchase such a product, I put it through rigorous use for the first 30 days to make sure everything works. If something, no matter how insignificant, does not work as it should, or doesn't act right, back to the store it goes.

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