The way to record credit card expenses when the expense is incurred rather than when the card is paid is to set up another Quicken account in the same database--call it Expense, say. Record the credit card expenses in the Expense account on the dates they were incurred, putting them into the desired categories. When you make a payment to the credit card company, instead of recording it as an expense in the checking account, record it as a Transfer to the Expense account. That creates a debit to Checking and a Credit to Expense. The Expense balance should always be zero when the credit card is paid in full. If not, make sure that all expenses are posted correctly.

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