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Shouldn't The CardSystems Victims Be Notified? | 69 comments (69 topical) | Post A Comment
Just the ATM card[ Parent | Reply to This ] (none / 0) (#6)
by Anonymous User on Mon Jun 27, 2005 at 09:51:52 AM PDT

Sorry, that should have been "Is KeyBank...". But I do agree with you on the debit card issue. If your debit card security is compromised (stolen, whetever), you can kiss your bank account balance goodbye. I have never understood why people use debit cards. You have no protection as you do with a credit card. I know it's easier than writing a check, but for me the convenience doesn't outweigh the risk. I know why the banks promote them. It's cheaper for them.

(I don't write checks, either. I use credit cards, PAY THEM OFF EVERY MONTH [that's essential], and collect the rebates they offer. If I can't pay it at the end of the month, I don't buy it at the beginning of the month.)

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debit vs credit correction[ Parent | Reply to This ] (none / 0) (#24)
by Anonymous User on Tue Jun 28, 2005 at 10:11:45 PM PDT

I work at a credit union and our contract with Visa requires that our users do not have any additional risk from using a debit card than they do using a credit card. The risk of fraud is assumed by the financial institution, not the card holder. If your account gets cleaned out, you will be made whole by the bank/credit union.

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yes[ Parent | Reply to This ] (none / 0) (#336)
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Shouldn't The CardSystems Victims Be Notified? | 69 comments (69 topical) | Post A Comment
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