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Shouldn't The CardSystems Victims Be Notified? | 69 comments (69 topical) | Post A Comment
Just the ATM card?[ Parent | Reply to This ] (none / 0) (#3)
by Anonymous User on Mon Jun 27, 2005 at 09:40:30 AM PDT

Shouldn't that encourage you to cancel your account altogether? You are rewarding their policy by continuing to do business with them. It KeyBank all that great otherwise? (I don't know. I don't live in their service area. I use an Internet-only bank and am relatively satisfied with them. I live in a large Midwest metro area and have any number of branch-based banks I could use if I so chose.)

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Just the ATM card[ Parent | Reply to This ] (none / 0) (#6)
by Anonymous User on Mon Jun 27, 2005 at 09:51:52 AM PDT

Sorry, that should have been "Is KeyBank...". But I do agree with you on the debit card issue. If your debit card security is compromised (stolen, whetever), you can kiss your bank account balance goodbye. I have never understood why people use debit cards. You have no protection as you do with a credit card. I know it's easier than writing a check, but for me the convenience doesn't outweigh the risk. I know why the banks promote them. It's cheaper for them.

(I don't write checks, either. I use credit cards, PAY THEM OFF EVERY MONTH [that's essential], and collect the rebates they offer. If I can't pay it at the end of the month, I don't buy it at the beginning of the month.)

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debit vs credit correction[ Parent | Reply to This ] (none / 0) (#24)
by Anonymous User on Tue Jun 28, 2005 at 10:11:45 PM PDT

I work at a credit union and our contract with Visa requires that our users do not have any additional risk from using a debit card than they do using a credit card. The risk of fraud is assumed by the financial institution, not the card holder. If your account gets cleaned out, you will be made whole by the bank/credit union.

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yes[ Parent | Reply to This ] (none / 0) (#336)
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Shouldn't The CardSystems Victims Be Notified? | 69 comments (69 topical) | Post A Comment
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